It was a historic moment when President Obama signed the United States Patient Protection and Affordable Care Act on 23 March 2010. The coverage of this reformative healthcare law commenced on 1 January 2011. The law has kick-started comprehensive health insurance reforms that would need four years to come in full force. By 2014 the adjustments would have been made at all levels in health insurance agencies and new coverage parameters would offer the full advantage as designed by this law.